Commercial Lending Loan Spread Rate Update - May 9th, 2025
- CommCap Advisors
- May 13
- 2 min read
The Federal Reserve held its Federal Open Market Committee (FOMC) meeting this week and decided to keep the Fed Funds Rate unchanged at 4.25%–4.50%. In his post-meeting press conference, Chair Jerome Powell addressed the ongoing uncertainty in financial markets, particularly surrounding tariffs.
Powell emphasized that the Fed is in a position to adopt a "wait and see" approach as trade negotiations unfold over the coming months. He noted that if the U.S. is able to reach favorable agreements with trading partners, the economic outlook remains positive. However, stalled negotiations and the continued impact of existing tariffs could pose significant risks to the economy.
Powell highlighted potential challenges such as rising unemployment and inflation, both of which would complicate the Fed’s policy decisions. However, for now, the labor market remains strong, and although inflation is still above the Fed’s long-term target, it has moderated significantly compared to levels seen in recent years.
As yields fluctuate, "current rates" quickly become obsolete. However, spreads remain applicable and fitting to deal characteristics. Though rates are important, having a well articulated and defined debt plan matching your long-term investment plan is vital. The experts at CommCap are here to help you understand goals and navigate the current market providing access to multiple lending sources, early rate-locks, cash out refinancing, and more.
As your exclusive advisors, CommCap utilizes proprietary systems, market expertise, and years of experience to secure aggressive financing options that best fit your property. Exclusive correspondent and servicing relationships with Life Insurance Company, CMBS, and Agency lenders ensure a broad and in-depth representation of current market conditions. Our team of advisors craft a loan structured to enhance revenue and allow you to focus on increasing cash flow.
We do not list, sell, manage, or lease property. We only arrange financing and are the best at what we do.
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